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Mortgage in Los Angeles,California

Posted last August 25, 2015, 1:18 am in Real Estate report article

A debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages are used by individuals and businesses to make large real estate purchases without paying the entire value of the purchase up front. Over a period of many years, the borrower repays the loan, plus interest, until he/she eventually owns the property free and clear. Mortgages are also known as "liens against property" or "claims on property." If the borrower stops paying the mortgage, the bank can foreclose.



SBS Trust Deed Network
The Gurrola Team
1-800-GOT-JUNK? LA Metro
Freddie Mac
Law Offices of J. Arthur Roberts
1-800-GOT-JUNK? Burbank
ADP Dealer Service SERVICES
Law Offices of Paul Horn
Law Offices of Michael Jay Berger
1-800-GOT-JUNK? Santa Clarita
McFarlin LLP
Santa Clarita Pre Foreclosure Specialists



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Mortgages come in many forms. With a fixed-rate mortgage, the borrower pays the same interest rate for the life of the loan. Her monthly principal and interest payment never change from the first mortgage payment to the last. Most fixed-rate mortgages have a 15- or 30-year term. If market interest rates rise, the borrower’s payment does not change.